Here at Nelson Bays Finance we can offer you pre-approved finance before you shop. Allowing you the ability to negotiate with your seller as if you were a cash buyer to achieve the very best deal possible. Primarily dealing in the vehicle and boat markets, we are happy to look into any capital purchase for you and give you a range of options to suit your current situation.
Competitive ratesWe pride ourselves on being very competitive across a range of financial factors, however we are aware that clients are primarily concerned with the rate of finance and the comparison between banks and finance companies. The link below outlines the current market bank and finance rates for vehicles which may be useful in your decision making process. www.interest.co.nz/carloans.asp
Structured paymentsWe can offer you varible payment options at a suitable frequency ie weekly, fortnightly or monthly. This can take advantage of increased cash flows such as GST refunds or maturing loans in order to keep your ongoing payment as low as possible.
Private salesWe are more than happy to finance both retail and private sales. All that we require is a current valuation of the item and that full insurance of the item is obtained.
RequirementsIf you are concerned about your eligibility for finance, we are more than happy to liaise with you and work through a possible solution. As a minimum we require a copy of a current drivers license and proof of income.
For more information please contact us.